{"id":1738,"date":"2022-10-30T12:34:21","date_gmt":"2022-10-30T12:34:21","guid":{"rendered":"https:\/\/cwpfoundation.org\/?p=1738"},"modified":"2022-10-31T12:51:14","modified_gmt":"2022-10-31T12:51:14","slug":"duit-mengapa-selalu-kurang","status":"publish","type":"post","link":"https:\/\/cwpfoundation.org\/en\/2022\/10\/30\/duit-mengapa-selalu-kurang\/","title":{"rendered":"Duit : Mengapa selalu kurang?"},"content":{"rendered":"

12 November 2022, CWP menyelenggarakan Talkshow Literasi Keuangan.<\/p>\n

Kenapa penting ngomongin keuangan?<\/p>\n

Penting lah yaaaa….punya duit berapapun kok kayaknya selalu kurang. Tiap bulan dapat uang saku yang nilainya sama, dapat gaji yang sama juga angkanya. Pengeluaran juga sepertinya sama aja. Tapi tanggal gajian masih jauuuhhh belum sampe tengah bulan udah boncos!<\/em>\u00a0Seperti lingkaran yang terus berulang. Duit selalu aja kurang.<\/p>\n

So…apa yang harus dilakukan? Tentu kata orang yang melek keuangan ya harus tahu cara ngaturnya. Gimana caranya? Mungkin bisa mencoba beberapa cara berikut ini :<\/p>\n

    \n
  1. Tentukan prioritas; atur keuangan mana yang lebih penting supaya bisa berhemat.<\/li>\n
  2. Buat budgeting; membuat alokasi keuangan supaya kita memiliki kontrol terhadap keuangan. Buat budgeting sederhana ala kamu sendiri. Misalnya : 10% untuk ibadah : 5% untuk sosial : 10% untuk tabungan : 10% untuk investasi : 5% untuk rekreasi : 10% untuk cicilan; 50% untuk biaya hidup.<\/li>\n
  3. Guilty Leisure<\/em>; berpikir kembali ketika akan mengeluarkan uang. Jangan sampai kita merasa bersalah setelah mengeluarkan uang untuk kesenangan sesaat.<\/li>\n<\/ol>\n

    Pasti berhasil ngga sih ketika kita menjalankan cara-cara itu? Ya belum tentu. Perlu penguasaan diri dalam menjalankannya.
    \nTapi lebih baik mencoba daripada ngga sama sekali ya kaaannn.<\/p>\n

    Selamat mencoba!<\/p>\n

     <\/p>\n

     <\/p>","protected":false},"excerpt":{"rendered":"

    12 November 2022, CWP menyelenggarakan Talkshow Literasi Keuangan. Kenapa penting ngomongin keuangan? Penting lah yaaaa….punya duit berapapun kok kayaknya selalu kurang. Tiap bulan dapat uang saku yang nilainya sama, dapat gaji yang sama juga angkanya. Pengeluaran juga sepertinya sama aja. Tapi tanggal gajian masih jauuuhhh belum sampe tengah bulan udah boncos!\u00a0Seperti lingkaran yang terus berulang. … <\/p>\n

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